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Guide Home Improvement Kids Life Opinion Spying

The Long-Term Affects Of Spying On Your Teen And Why You Shouldn’t Spy

In this day and age, of suicide and depression, of sex and drugs, parents want to know what’s going on in every breathing moment of their teenagers lives. They want to know where they’re going, who they’re with, and what they’re doing. But, being a teenager myself, we all know that one little lie can […]

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How to Help a Child Overcome Jealousy on a Sibling’s Birthday

Parents with children fairly close in age know this scenario all too well – the birthday child is enjoying being showered with gifts and attention while a sibling is pouting in the corner or having a full scale meltdown due to jealousy. Nothing take away your joy at seeing your child fully enjoy their birthday faster than having your other child being consumed with misery due to jealousy. Here are some tips on how you can alleviate the sibling’s jealousy and ensure the birthday child is allowed to fully enjoy their day.

Give The Sibling A Token Gift. This is only appropriate for very young children and should strictly be a small, dollar store gift. Since the children in my family have always been born within a year or two apart, it has become customary to bring an extra gift for the sibling while attending a birthday party. New crayons and a coloring book or a small action figure from the dollar store is a very easy and inexpensive gesture that soothes the toddler or preschool child who has a difficult time understanding that their brother or sister is simply enjoying the same perks on their birthday that they will when their day arrives. Some people may not agree with this tactic, but I can tell you from experience that it usually does the trick.

Involve The Sibling In The Birthday Preparations. Giving the sibling of the birthday child small tasks and responsibilities to prepare for the party and make the guests comfortable will surely help to take the child’s mind off the fact that they are not in the spotlight for that day. Even the youngest of children can set up birthday party items on the table, greet guests and gather wrapping paper to be thrown away. Children thrive when feeling important and needed. Sharing the responsibilities of hosting a successful and fun birthday child with the jealous sibling will help to direct their attention elsewhere and give them positive feelings about helping.

Offer Extra Attention The Day Of The Birthday Party. You will certainly have your hands full on the day of your child’s birthday, but carving out a few extra minutes for cuddling and one on one conversation with the birthday child’s sibling will help to make the child feel less out of the picture. Giving relatives and friends the heads up that your child is exhibiting signs of jealousy about their sibling’s birthday will encourage them to give that child extra attention as well. The parents can plan Surprise your son with some lovely birthday wishes. The happiness of the children will be increased through the surprise presented to them. 

Invite A Special Friend Of The Child To Attend The Birthday Party. You may have planned a big birthday party with family and friends of the birthday child and feel that you are at your maximum of party guests, but consider inviting one more. Including a special friend of the sibling to attend the festivities will help to distract the child and make the day that much more fun. With their own friend to entertain and spend time with, your child may quickly forget about their jealousy and get down to the business of thoroughly enjoying the birthday party.

House Insurance Discounts

House insurance can be costly. One way to beat the price of house insurance is to take advantage of homeowner insurance discounts. Most insurance companies give you the homeowner insurance discounts without you ever asking for them. You can also ask for auto insurance to get lower premium rates. Get your Classic Car Insurance from the experts so that you get your home and vehicle safe from all kinds of emergencies. 

What are home insurance discounts? Home insurance discounts are like car insurance discounts. The homeowner insurance discounts are available to everyone, but only a small portion of homeowners qualifies for all the discounts. The discounts will help lower the house insurance premium. Some of the discounts are understandable, the other discounts you might not have thought about being house insurance discounts.

House insurance discounts:

  1. Credit – Your credit score could have an effect on your house insurance. A low credit score will cause your house insurance to be more than if you had a high credit score. Credit scores to the insurance companies show responsibility.
  1. No Pets, Specifically dogs – Home Owners insurance includes liability for accidents that happen on your property. If you have pets, you have a greater chance of having liability claims, especially if your pet is a dog. If you don’t have pets, your homeowner’s insurance policy will be less than if you do.
  1. No Structural Damage – Insurance companies want to make sure you don’t already have damage before you purchase house insurance. If you have damage to your home, you may try to make a claim on it.
  1. Newer home – A newer home is less likely to need repairing or to have as much damage as an older home. Insurance companies would rather insure newer homes than older homes just because newer homes are less likely to be a liability.
  1. Newer roof – House insurance covers roofs. You can get a discount on your homeowner’s insurance if your roof is new. Insurance companies are more likely to have claims against older roofs than they are to have claims against newer roofs. So, if you have a newer roof be sure to let the insurance company know so you can qualify for a discount on your insurance.
  1. Not in a flood zone – Before purchasing a home check to make sure your house isn’t in a flood zone. If you don’t live in a flood zone, you will get a discount on your homeowner’s insurance.
  1. No bankruptcy – If you haven’t had a bankruptcy you get a discount off your house insurance. Bankruptcy to insurance companies means irresponsible individuals. If you haven’t had a bankruptcy, your house insurance will be less.
  1. No DUI’s – That’s right, insurance companies want to know how responsible you are in your personal life. They ask if you have ever had a DUI. Insurance companies give a discount for not having DUI’s. No DUI means you are responsible and less likely to be a liability to an insurance company.
  1. Married – Insurance companies will give a discount if you are married. Being married means you are at least trying to be responsible in the eyes of the insurance companies. Just like car insurance, you will get a discount for being married.
  1. Wood or Concrete Structure – Depending on the type of material your home is made of, will depend on whether or not you get a discount for a concrete structure.
  1. Maintained – A maintained home is usually owned by responsible owners who will take care of their home so a claim won’t have to be made against the insurance. Insurance companies give a discount if your house is maintained.
  1. Have you had continuous insurance? – Insurance companies want to know you have had continuous insurance coverage and you aren’t putting insurance on your home just to make a claim against something that needs to be fixed.
  1. Any insurance claims – Have you had any insurance claims? If you have, you can forget about having a lower house insurance premium. Insurance companies don’t like to see previous claims against insurance.

  1. The package deal includes Auto – If you purchase auto insurance with your homeowner’s insurance you will receive a discount on your insurance. This is a bundled package and insurance companies will be happy to make the profit of both insurances.

The more responsible you can look to an insurance company, the more likely you will be to have a lower-priced quote.

How to Choose the Best RV Insurance Plan

First off, we should discuss what actually counts as an RV. Most people just think of a mini-house on wheels, but RV insurance can be bought for many different vehicles, including motor homes, travel trailers, fifth wheel and medium duty tow vehicles.

The type of RV insurance that you should buy really depends on what kind of vehicle you own, its primary uses and the size of your budget. Thanks to personal experience (and insuranceguide101.com), here are a few tips to help you out.

1st question: Do you use the vehicle full-time or only seasonally? If you use your RV only part-time or during certain seasons, it would probably be best to check into policies that offer off-season discounts for when you aren’t using your vehicle. Over time, this could save you quite a bit of money. The sell my motorhome will provide insurance policy to the person on the motor homes. The taking of the insurance policy will be advantageous for the person. 

However, if you use you RV full-time or even live in it, you will definitely want to check into the ‘fulltimers’ deals that some insurance companies offer. These policies not only cover the RV, but will also cover the immediate area around your RV. This can be really handy if your grill, lawn furniture or other outdoor equipment gets stolen or destroyed.

2nd question: Is there anything that you had added to your RV that you wish to protect? Sometimes we don’t think about it, but we can put a lot of money into fixing things up or adding extras. For instance, if you add a decorative awning, an antenna or satellite, a fancy entertainment center, hot tub or any other kind of customized extra, you will likely want to protect these investments. Make sure that the policy you choose not only includes what was originally part of the RV, but all the things you have added as well.

A few extra words of caution:

*Make sure that you have some sort of uninsured motorists coverage. You never know when you may be in an accident with a party who doesn’t have insurance. It may be unfair that you have to pay extra now because other people break the law, but if you ever find yourself in that situation you will be glad that you thought ahead.

*Don’t forget medical coverage. Although you may not think you would get hurt too badly in an RV crash due to the size of the vehicle, you simply never know what might happen. You also might want to look into plans that provide work loss, death or funeral benefits.

*If you plan to travel across the border make sure your coverage is still good. Many plans won’t cover you in foreign countries.

*If you live in your RV, make sure you have some sort of emergency expense coverage in case your home is destoyed or severely damaged. These emergency expense plans will help you pay for another place to live while you get your RV fixed or look for another home.

*Don’t forget the roadside assistance! Especially if you travel in unfamiliar territory.

What to Wear to an Interview: A Girl’s Guide

Every interview I find myself asking the same question- what should I wear? This is especially important in this day and age where your looks may be the deciding factor when trying to land your dream job. I’m here to help you figure out what outfit to choose, what shoes to wear, how to do your makeup, and how to finish your look off with the perfect accessories.

First, you need to decide what type of job you are applying for. For example, if you’re applying for a job at the local fast-food restaurant, you may not want to show up in a full dress suit or fancy dress. Instead, for casual jobs, such as fast food, retail, or a cashier position you may want to opt for a nice pair of dark blue jeans or a sleek pair of black jeans, with no holes or tears of course. Top it off with a simple dress shirt. Skip the tee, let’s stay classy. Appearing overdressed for the occasion may make you look desperate or overqualified for the position. If you are applying for an office job or a job in a more professional atmosphere, this is the time to bust out your favorite dress suit or black dress. You do not want to wear jeans to this type of interview, you should appear as professional as the job you are being interviewed for. It’s a given to avoid low-cut tops and dresses or skirts that are too short. Make sure your outfit is appropriate. If you’d wear your outfit to the club or to the beach, chances are it won’t work for an interview.

Shoes are also a very important part of your interview look! Always skip flip flops, UGG boots, too high heels, and sneakers (unless you are applying at the gym!) The last thing you want to do at your interview looks sloppy or rushed. Decide on a comfortable kitten heel, flats, or a nice pair of dress boots. Too high heels can come off trashy (even though I know we all love them!) Not only that, but you want to be comfortable in what you’re wearing at your interview because chances are you’re already nervous. It is really important that you wear comfortable heels as you might have to wait for your turn in the interview and wearing heels that are not comfortable might get you in an uncomfortable situation there. Using Mindinsole can help you with this. 

Stumbling to shake your could-be future boss’s hand because your heels are too high won’t look good. Make sure whichever shoes you wear, they are comfortable, clean, and easy to walk in.

Next, apply your makeup. I always recommend wearing makeup to an interview. It makes you look finished and put together. According to Forbes magazine, a study was done that concluded women who wear makeup are perceived as more trustworthy, competent, and likable. Another study suggests that women who wear makeup are more likely to seem intelligent than those who do not wear makeup. This says a lot- but be careful. This does not mean cake on all of the makeup you can find. Opt for beige and nude colors or a light color that matches your outfit or shoes. Don’t overdo it. Sometimes less is more and nobody wants to hire someone who looks like a clown.

Add the final touches to your outfit! This means finding the perfect purse or clutch and a little bling. Avoid big purses and bags, you’re going to an interview- not moving out of town. Bring a small clutch that neatly holds your I.D., social security card, license, a pen, and maybe a lip gloss or some mints (for BEFORE the interview!) When your interviewer asks you for your information, you don’t want to be digging through your bag trying to find what you need. Add some cute simple bracelets or rings and a nice pair of earrings. I would not suggest giant hoops or outrageous body piercings. Don’t overdo your accessories either, too much of everything might make you seem high maintenance.

Are you all ready for your interview? Remember, that even looking the best at your interview won’t land you the job. Stay humble, confidant, and friendly for your best chance at getting your dream job!

The Natural Health Industry: Breeding Ground For Insecurity

Working at a yoga studio is a good way to inadvertently become very conscious of the health industry and especially the natural health industry. I have read natural health books, free natural health magazines and been to health fairs. I have met all kinds of people buying, selling, and recommending all kinds of healthy things. While it has been an interesting experience, and at times helpful and beneficial, this overexposure to the natural health industry has given me cause to become suspicious and disappointed.

Advertising is advertising, and what sells is what gets on TV, in magazines, and on billboards. A lot of general advertising in America today comes under scrutiny and criticism for creating and playing off of insecurities to sell items: every day, commercials and other forms of ads implicitly or explicitly tell women that they’re too old, too fat, too weak; that their house is not clean enough, their kids are not smart enough, their clothes are not new enough. Men fall victim to insecurity-producing ads too: men’s manhood is often attacked (whether subtly or outright) in ads, with the phrase “a real man” getting tossed around, and insinuations that a man is weak if he does not buy/use a certain product. Anyone who has ever been in charge of marketing knows that creating and emphasizing insecurities is a great way to sell products. Keep consumers in a haze of fear, worry, and anxiety, and they’ll naturally buy whatever they can to try to fix all their supposed “problems” (problems that they did not even know they had before getting inundated by advertising).

I have found that the natural health industry is no exception to this advertising rule. It preys openly on the insecurities of the health-conscious, bandying about terms like “toxins,” “chemicals,” “harmful” etc. The natural health industry would have consumers believe that everything and everyone is horribly unhealthy; your food is unhealthy, your air is unhealthy, your house is unhealthy. Many of the claims made by purveyors of natural health products are ill-researched and not scientifically backed (after all, if you finance and control a study, you can find a way to bend the results in your favor no matter what). But they would have you believe that unless you buy their specially-made products, and undergo their extensive purification treatments, you’ll continue in a downward spiral of bad health. But that’s okay, don’t you worry, because they have the product right here that will help you. Not enough vitamins? Try this juice drink supplement, only the purest ingredients, made from berries harvested in some far away place. That’s why it’s so expensive, the quality of these ingredients. But isn’t your health worth it? Or maybe you should try this incredibly expensive detox program–you’ll be toxin free when you’re done, guaranteed!

Although something with the word natural in the title seems as though it would be inexpensive, natural health devices are often expensive, incredibly expensive, because customers are willing to pay high prices. Once someone who is health-conscious is convinced that everything they own and do and eat is unhealthy, they will spend exorbitant amounts of money to fix this problem, because after all, what’s more important than health? What good is anything else if you’re too sickly to enjoy it? What many of these customers fail to realize is that they were healthy before buying the expensive products. They were healthy and they felt good; that is, until they were told they they were terribly unhealthy; just like the women who did not think they were unattractive until advertising convinced them that they were, or the men who were content with themselves until they were told that they were not strong and capable enough to be considered a “real” man.

Just remember that marketers can use spurious information or tenuous connections to create an unproven (and often untrue) theory that soon spreads as though it were fact. This occurrence creates mini-marketers out of the industry’s best customers: overly health-conscious people who have absorbed the health rumors and who will stand over you while you eat, while you clean, while you brush your teeth and do your hair, and tell you that everything you use is bad. They will tell you how unhealthy you are and what you need to buy to get yourself back in shape. They are worried about everything and never have any fun because they’re too busy being concerned that something they’re doing is unhealthy. But incessant guilt and worrying cannot be all that healthy, can it? Besides, good health cannot just be bought.

Don’t get me wrong–I think health is a very important cause, and I think that we do eat a lot of unhealthy things and often live unhealthy lifestyles in our culture and the more information on the lifestyle has been provided in the Podiatry Billing Guide that has plethora of reports over the publics bad health issue related problems and its solution to get cured faster.

Most of us could stand to be healthier. And I’m not against natural health remedies by any means; I’m aware that in our culture, medicine is often used to treat the symptoms rather than the cause, and natural health remedies often aim to treat the cause. I use some natural health remedies, like essential oils, and find them to be helpful (not to mention fairly cheap). This is all well and good. I just think that the industry, the advertising, the claims and rumors, and all the expensive products that are being marketed these days should be carefully scrutinized and taken with a grain of salt. There are simple and inexpensive ways to work towards being healthy. You don’t need expensive products, fancy supplements, and in-depth programs to become healthy. Eating simple, nutritious foods and exercising frequently are great ways to stay healthy. Health shouldn’t be expensive, that makes it exclusive. So don’t be scared by the claims made in ads marketing natural health products. Eat your fresh fruits and veggies, get good sleep, fresh air, sunlight (but not too much, of course) and exercise. Almost all of these healthy things are free (and fun, too). And try not to worry.

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